VIP Buyers · Buying on Oʻahu
Let's find your place on the island
Whether it's your first home, a PCS move, or your next chapter, we'll guide every step and fight for your best deal.
- 5.0 on Google & Yelp · 190+ reviews
- 10+ years of experience
- Military relocation specialists
- eXp Realty
How buying with us works
Five steps from first conversation to keys in hand. You'll always know where you are and what's next.
Buying in Hawaiʻi has its own rhythm: leasehold vs. fee simple, condo association rules, and an island-sized inventory. We explain it all in plain language before you ever sign anything. See how the Oʻahu process works, from contingencies to closing.
Looking at a brand-new home? Read our new construction guide before your first builder visit.
Book your buyer consultationA no-pressure first conversation
A no-pressure consultation about your budget, timeline, and must-haves.
Get pre-approved
We connect you with trusted local lenders so you shop with confidence and a strong offer.
Tour homes
In person or by live video. We'll point out what the photos don't show.
Make a winning offer
Smart pricing and strong negotiation, backed by recent sales on your street.
Close and celebrate
We manage inspections, escrow, and every deadline, then hand you the keys.
VIP Buyers
Buying with us is just the beginning
Every O Team buyer is a VIP Buyer. Over 200 families and $150M+ in closed sales later, we're still showing up long after closing day.
- The Full Circle ProgramBuy with us and you've earned member pricing on our listing services for when it's time to sell. It never expires.
- ʻOhana Circle membership for lifeCommunity and nationwide discounts, free party rentals, client events, and giveaways.
- Our trusted partner networkInspectors, termite, title and escrow, plumbing, and more, all vetted through our own transactions.
- A closing day to rememberWe celebrate with you on closing day, and many of our buyers share their story on camera. Read their reviews
First home? You're in good hands.
Helping first-time buyers cross the finish line is one of our favorite things we do.
We'll walk you through what you can comfortably afford, which loan and down payment options may fit you, and how to compete in a busy market without overextending.
See Oʻahu first-time buyer programs- A clear budgetKnow your real monthly cost, including HOA, taxes, and insurance. Try our calculators
- Loan and assistance optionsFrom the City's down payment loan to the state's first-time buyer mortgage. See the programs
- No question is sillyWe explain every document and every step before you sign.
- Life after closingYou join The ʻOhana Circle, our VIP community for past clients.
Know your numbers
See what you can comfortably afford and what your monthly payment could look like.
How much home can I afford?
Estimate my monthly payment
Estimates only. Your lender will confirm your actual rate and payment, including HOA, taxes, and insurance.
PCSing to Oʻahu? Breathe easy.
An OCONUS move is a lot. We've guided many military families through it, often before they ever set foot on the island.
Joint Base Pearl Harbor-Hickam · Schofield Barracks · MCB Hawaiʻi Kāneʻohe Bay · Fort Shafter · Camp H.M. Smith
- VA loan know-howWe'll match you with lenders who close VA loans smoothly and on time.
- Homes that fit your BAHSee what your housing allowance really buys, neighborhood by neighborhood.
- Buy before you arriveLive video tours and remote signing, so your home can be ready when your orders land.
- Commute-smart adviceHonest guidance on traffic, schools, and drive times to your base.
- Thinking long termWe can help you weigh keeping the home as a rental when you PCS out.
Start with a neighborhood
Our guides cover prices, commutes, schools, and what each area is really like.
Honolulu
Condos and city life from Kakaʻako to Waikīkī.
Read the guideKailua
Windward beach town near Kailua Beach and Lanikai.
Read the guideKāneʻohe
Bay and mountain views, minutes from MCB Hawaiʻi.
Read the guideHawaiʻi Kai
Marina views and Koko Head hikes. Our home base.
Read the guidePearl City & ʻAiea
Central, close to Pearl Harbor-Hickam and Camp Smith.
Read the guideMililani
Parks everywhere, close to Schofield.
Read the guideKapolei
Newer communities and room to grow.
Read the guideʻEwa Beach
Sunny west side near Pearl Harbor.
Read the guideOr jump straight to homes for sale:
Book your buyer consultation
Pick a time that works for you. We'll talk through your budget, timeline, and must-haves, and map out your next steps.
- Free and no-pressureAsk anything. There's no obligation.
- In person, phone, or videoPerfect if you're still on the mainland or overseas.
- Leave with a planWhat you can afford, where to look, and what comes next.
Prefer to call? (808) 990-3443
Does it cost anything to work with you as a buyer?
Your first consultation is free and no-pressure. We'll explain exactly how buyer representation and compensation work before you commit to anything.
What do I get as a VIP Buyer?
Every O Team buyer joins The ʻOhana Circle for life, with discounts, free party rentals, events, and giveaways. You also join our Full Circle Program, which gives you member pricing on our listing services when it's time to sell. It never expires.
Is there down payment help for first-time buyers on Oʻahu?
Yes. The City and County of Honolulu offers an interest-free down payment loan for income-qualified buyers, and the state's Hale Kamaʻāina Mortgage Program offers first-time buyers a fixed-rate loan with optional down payment help. Our first-time buyer guide explains who qualifies and how to apply.
What's the difference between fee simple and leasehold?
With fee simple you own the land and the home. With leasehold you own the home but lease the land for a set term. It affects price, financing, and resale, so we'll flag it on every listing you consider.
Can I buy before I move to Hawaiʻi?
Yes. Many of our clients buy from the mainland or overseas using live video tours, digital documents, and remote signing.
How long does buying usually take?
Once your offer is accepted, closing often takes about 30 to 45 days, depending on your loan and the property. We'll map out your timeline on day one.
What is the median home price on Oʻahu right now?
Roughly $1.1 million for a single-family home and roughly $520,000 for a condo. In September 2026, the Oʻahu median sale price was $1,110,000 for single-family homes and $523,000 for condos, according to the Honolulu Board of REALTORS®. Prices vary a lot by neighborhood, so our neighborhood guides and a quick call with us will give you current numbers for the areas you like.
How can I lower my property taxes after I buy on Oʻahu?
File for the City's home exemption if the home will be your main residence. It currently takes $120,000 off your home's taxable value, or $160,000 if you're 65 or older, and those amounts rise to $140,000 and $180,000 starting July 1, 2027. File by September 30 to have it apply to the tax year that begins the next July 1, and you don't need to refile unless the ownership or use of the home changes.
Ready to start your search?
No pressure, no obligation. Just a real conversation about what you want and how to get there.